Change is painful. Few people have the courage to seek out change. Most people won't change until the pain of where they are exceeds the pain of change
The book will teach you how to correct money myths, get out of debt and budget.
Right, if you turn flabby and fat expenses into a good budget, and wish to transform your worn out bank account into a cash machine, then wait a second, this program is meant for you.
There is a definite way to make your money habits which drag you out of the stresses of debt, blank bank account, lean purse and poor finances.
We buy things we don't need with money we don't have to impress people we don't like
The Total Money Makeover will lead you to financial freedom through 7 baby practical steps which are:
Save a $1,000 initial emergency fund.
Using a debt snowball will get you out of debt in which listing of smallest to largest among debts is made. Pay to the smallest debt as much as possible from available money and pay only minimum to all other debts
Emergency fund should be 3 to 6 months of expenses
Invest 15 % for retirement of the total household income
Reserve for children's education
Pay off the home early
Build wealth and be bounteous.
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